| So you shopped long and hard looking for that new | | | | computer is well into the hundreds of dollars, some |
| computer. Online and off-line you checked all around | | | | brands even costing thousands. If you're only buying |
| for the best deals. You're finally ready to check out. | | | | the computer, and not the monitor, keyboard, or |
| The question pops up, "You want an extended | | | | printer. You have to ensure those separately, of |
| warranty with this?" | | | | course you do. |
| Most people don't budget for extended warranties or | | | | How many times have you taken your computer in |
| even think about extended warranties at the | | | | for an actual repair? What I mean is, most repairs are |
| checkout, honestly that is exactly what the insurance | | | | software related meaning you probably got a virus or |
| companies want. | | | | some sort of Mal ware on your computer. Actual |
| You wouldn't think of an extended warranty as an | | | | hardware repairs are pretty rare. The insurance that |
| insurance policy, but that is exactly what it is. You're | | | | you looking to buy does it cover viruses and mal |
| buying insurance, betting against the quality of your | | | | ware? I would look at the fine print before you buy. |
| computer. Usually you do not see extended | | | | Some other things to consider are upgrades. |
| warranties advertised heavily during the buying | | | | Maintenance on your computer and keeping things |
| process. Sure you might see an ad here or add their, | | | | running smooth for a long time. If you have a |
| but nothing completely in-your-face until your in that | | | | trustworthy place that you can take your computer |
| checkout line. | | | | for repairs a maintenance plan might be a better buy |
| Now the pressure is on. The crafty salesperson | | | | for you. Keeping your computer running smooth |
| explained how expensive computer repair can be. | | | | usually involves watching what you download or install |
| You're ready to get home or have your new PC | | | | on your computer. An ounce of prevention right? |
| delivered and you're pretty excited, so odds are | | | | My advice to you the next time you make a major |
| you're going to say yes. | | | | purchase, whether it's an upgrade or a brand-new |
| Insurance is a billion-dollar industry, and nobody likes | | | | computer, is to research warranties, extended |
| to pay for it until they need it. Does not matter if | | | | service plans and a maintenance package prior to |
| you're insuring your car, your home, or that | | | | your purchase. Consider these extra costs and add |
| expensive computer that you're getting ready to | | | | them in to your budget. |
| buy. The funny thing is 9/10 people have had bad | | | | If you're the type of person that always buys an |
| experience with insurance that they own. Everyone is | | | | extended service plan, research the plan along with |
| friendly until they need to cash in a policy. Is your | | | | the computer. Making those decisions at the |
| computer insurance any different? | | | | checkout line is the exact mindset insurance |
| To answer most of these questions becomes very | | | | companies want you to have. It's an impulse buy, |
| personal. The money is yours to spend and you | | | | just like buying that pack of gum before you pay. |
| worked hard to get it. The average cost of a new | | | | |