3 Types of Capital Investment for your Business - from a South African Perspective

Capital is normally required for three possibleinfusion to increase the plant size to keep up with
applications, namely:1. Fixed Capital:Fixed capital refersthe huge demand.Just a final note on equity financing,
to your business needs to buy fixed assets. Thisin general there are two main sources of funding for
means that you need the capital to buy things likea business namely debt and equity financing. The
buildings, machines, computers, vehicles and furniture.main difference between the two is that with debt
These items are normally purchased for use in thefinancing the lender does not acquire ownership or
business and not for resale. The purpose is toany say in the day to day running of the business.
generate sales. They do not have a resale value andHowever, the cost of such a benefit is interest that
can be liquidated again, but in most instances loseyou must pay on the amount borrowed. Equity
value over time. This is called depreciation.financing does not normally involve any costs such as
Depreciation is seen as an expense and is recorded ininterest but you might have to sacrifice a certain
the income statement. Land is the only item thatpercentage share in ownership.Forms of equity
does not depreciate. Fixed assets on the other handfinancing:1. Personal fundsIt is the most common
are recorded in the balance sheet. When planningsource of funding a business. It comes either from
your business you must determine how much you willpersonal savings or a re-mortgage on a house.2.
need for fixed assets. This capital will then be fixedFriends and relatives:As the name suggests, this form
and will not be available to for something else. Noteof financing is derived from the support of friends
that there is generally a cost linked in obtaining suchand family. People who know you and trust your
capital. This will limit the amount that you can justify.business concept. However there are potential pitfalls,
careful planning of your fixed asset requirements ismoney, friends, family and an unsuccessful business
therefore necessary.2. Working Capital:Apart fromdo not go hand in hand.3. Equity shares:This form of
buying assets for your business, you will need cashfinancing normally refers to partnerships and closed
to run your business. Capital that will work for youcorporations. This option provides an opportunity to
and generate a profit. Working capital is used to buyget hold of additional capital for the business by
items like raw materials, paying wages and electricity.accepting a partner or a member who possesses the
Since you wont have have an unlimited amount offinancial means, but usually means a sacrifice in
money available and sales income is not alwayspercentage ownership. where you will find Global
sufficient, planning your money supply is verysolutions and ideas.
important. To know how much money you are goingTurtle Herb Estate Holdings consists of 3 forward
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streaming in , the business needs a sizeable cash